113 Andover Dr, Flora, MS 39071 Property Records

Madison County property record for 113 Andover Dr, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	3,791 sqft
Lot Size	2.4 acres (102,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Oct 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051A-02-021`

Property Details

APN / Parcel Number

Primary APN	`051A-02-021`
Alternative APNs	`051A-02-021/00.00` `43541`

Interior

Building Area	3,089 sqft Living Area
1st Floor Area	3,089 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	102,680 sqft (2.4 acres)

Location & Zoning

Account Number	43541
Street Address	113 ANDOVER DR
City	FLORA
State	MS
Zip	39071-9207
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	LOT 17 ANDOVER PART 1 -2.4AC-
Legal Range	01W
Legal Township	08N
Legal Section	02
Legal Subdivision	ANDOVER PART 1
Legal Lot Number	17
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4093
Census Tract	30302

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 ANDOVER DR, FLORA, MS 39071-9207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE BANK
Oct 30, 2023	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Nov 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000951319
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 ANDOVER DR, FLORA, MS 39071-9207
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 OLD JACKSON RD, CANTON, MS 39046-9272

Mortgage

Document Number	004451/858
Date	Jun 21, 2024
Book Page	4451/858
Instrument	1006101

Lender

Name	AMERICAN MORTGAGE BANK
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 ANDOVER DR, FLORA, MS 39071-9207
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 OLD JACKSON RD 1516, 1516, CANTON, MS 39046-9343

Mortgage

Document Number	0004383/83
Date	Oct 30, 2023
Book Page	4383/83
Instrument	994085

Lender

Name	RENASANT BANK
Type	Bank
Address	CANTON, MS 39046

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 10, 2024

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 22, 2022
Property Address	113 ANDOVER DR, FLORA, MS 39071-9207
Document Number	004280/335
Book / Page	4280 / 335
Map Reference	CAB D SL 169
Instrument Date	Nov 17, 2022
Instrument	972649
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 N STATE ST, JACKSON, MS 39201-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	583 OLD JACKSON RD APT 1516, 1516, CANTON, MS 39046-9343

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,979.00 (+458.06%) Homeowner's exemption	$43,178 (+499.69%)	$431,780 (+799.54%) Land $48,000 Building $383,780
2024	$713.00
2023	$713.00	$7,200	$48,000 Land $48,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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