121 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 121 3rd St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,944 sqft · built 1925
Lot Size0.178 acres (7,749 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Sep 2024)
Tax Bill$2,418 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Jun 2017 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN1011-193-13-009.000

Property Details

APN / Parcel Number

Primary APN1011-193-13-009.000
Alternative APN
  • 610000343610

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area1,944 sqft Living Area
1st Floor Area984 sqft
2nd Floor Area960 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
FlooringBrick
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area7,749 sqft (0.178 acres)
Lot Dimensions155 ft deep x 50 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft
Balcony Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 3RD ST
CityFINDLAY
StateOH
Zip45840-5061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N R11 S19 W 1/2 SW 1/4
Legal Range11E
Legal Township01N
Legal Section19
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group5
Census Block5004
Census Tract800

Owner

Source: Hancock County records · APN 1011-193-13-009.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address121 3RD ST, FINDLAY, OH 45840-5061
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2021Deed of Trust, Mortgage · Line of Credit
GENOA BANKING CO
Jun 05, 2017Warranty Deed, Transfer
May 01, 2017Warranty Deed, Transfer · Line of Credit
ASSURED TITLE
May 01, 2017Warranty Deed, Transfer · Line of Credit
GENOA BANKING CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Document Number20246364
Deed Book / Page2613 / 3704
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address121 3RD ST, FINDLAY, OH 45840-5061
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2582/5190
DateJun 07, 2021
Book Page2582/5190
Instrument202100006605
Lender
NameGENOA BANKING CO
TypeBank
AddressGENOA, OH 43430
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 10, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJun 05, 2017
Property Address121 3RD ST, FINDLAY, OH 45840-5061
Document Number02520/2513
Book / Page2520 / 2513
Instrument DateMay 31, 2017
Instrument201700005107
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address121 3RD ST, FINDLAY, OH 45840-5061

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMay 01, 2017
Property Address121 3RD ST, FINDLAY, OH 45840-5061
Document Number2518/1008
Book / Page2518 / 1008
Instrument DateApr 26, 2017
Instrument201700003723
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyASSURED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 3RD ST, FINDLAY, OH 45840-5061

Mortgage

Document Number, 201700003724
DateMay 01, 2017
Instrument201700003724
Lender
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 01, 2032

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMay 01, 2017
Property Address121 3RD ST, FINDLAY, OH 45840-5061
Document Number02518/1008
Book / Page2518 / 1008
Instrument DateApr 26, 2017
Instrument201700003723
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyASSURED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address121 3RD ST, FINDLAY, OH 45840-5061

Mortgage

Document Number201700003724
DateMay 01, 2017
Instrument201700003724
Lender
NameGENOA BANKING CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 01, 2032

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,418.00 (+8.28%)$78,870 (+28.91%) Land $12,210 Building $66,660$225,350 (+28.92%) Land $34,890 Building $190,460
2023$2,233.00$61,180 Land $9,470 Building $51,710
2022$174,800 Land $27,050 Building $147,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 591 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Electric, BCI Mississippi Broadband, Defiance Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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