120 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 120 3rd St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,666 sqft · built 1920
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on File
Last Sale	$5,000 (Sep 2012)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1011-193-12-018.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-12-018.000`
Alternative APN	`590000279510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	1,058 sqft
2nd Floor Area	608 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 3RD ST
City	FINDLAY
State	OH
Zip	45840-5062
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RAWSON ADD LOT 1629
Legal Subdivision	RAWSON ADD
Legal Lot Number	1629
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5003
Census Tract	800

Owner

Source: Hancock County records · APN 1011-193-12-018.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	211 E FRONT ST, FINDLAY, OH 45840-4814
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2012 · Amount on Record
Deed Sale	Sep 18, 2012 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	20129721
Deed Book / Page	2426 / 1945
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	120 3RD ST, FINDLAY, OH 45840-5062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2569/1205
Date	Jun 04, 2020
Book Page	2569/1205
Instrument	202000005091

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 03, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,702.00 (+9.03%)	$54,120 (+26.57%) Land $8,730 Building $45,390	$154,630 (+26.56%) Land $24,950 Building $129,680
2023	$1,561.00	$42,760 Land $6,930 Building $35,830
2022			$122,180 Land $19,800 Building $102,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Electric, BCI Mississippi Broadband, Defiance Holdings.

Based on FCC filings for 591 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.