12098 Deerhorn Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 12098 Deerhorn Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,851 sqft · built 1969
Lot Size	0.192 acres (8,407 sqft)
Owner	Individual Name on Record
Tax Bill	$4,445 (2025)
Deeds & Mortgages	May 2021 Sale Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0078-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0078-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,851 sqft Living Area
1st Floor Area	976 sqft
2nd Floor Area	875 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,407 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12098 DEERHORN DR
City	CINCINNATI
State	OH
Zip	45240-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERHORN DR 70 X 120 LOT 486 KEMPERMILL VILLAGE SUB BLK B PT 10
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	486
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1009
Census Tract	21508

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12098 DEERHORN DR, CINCINNATI, OH 45240-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer
Jul 24, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021
Deed Sale	May 24, 2021
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2021-0064353
Deed Book / Page	14424 / 3065
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 24, 2021
Property Address	12098 DEERHORN DR, CINCINNATI, OH 45240-1004
Document Number	0000064353
Book / Page	14424 / 3065
Map Reference	MB 163 PG 20&21
Instrument Date	Apr 23, 2021
Instrument	2021-0064353
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12098 DEERHORN DR, PARKDALE, OH 45240-1004

July 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2017
Property Address	12098 DEERHORN DR, CINCINNATI, OH 45240-1004
Document Number	0000006576
Map Reference	MB 140 PG 33&34
Instrument Date	Jun 14, 2017
Instrument	17-0066576
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12098 DEERHORN DR, CINCINNATI, OH 45240-1004

Mortgage

Document Number	0000006577
Date	Jul 24, 2017
Instrument	17-0066577

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2017
Property Address	12098 DEERHORN DR, CINCINNATI, OH 45240-1004
Document Number	0000013899
Book / Page	013353 / 001226
Instrument Date	Feb 6, 2017
Instrument	13899
Transaction Type	Foreclosure
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,445.00 (+2.37%)	$71,400 (+%) Land $12,443 Building $58,957
2024	$4,342.00 (+5.34%)	$71,399 (-) Land $12,442 Building $58,957
2023	$4,122.00 (+5.58%)	$71,399 (+31.61%) Land $12,442 Building $58,957	$204,000 (+31.61%) Land $35,550 Building $168,450
2022	$3,904.00 Homeowner's exemption	$54,250 Land $10,766 Building $43,484
2020			$155,000 Land $30,760 Building $124,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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