12081 Deerhorn Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 12081 Deerhorn Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1969
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Aug 2013)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0032-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12081 DEERHORN DR
City	CINCINNATI
State	OH
Zip	45240-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERHORN DR 70 X 150 LOT 517 KEMPERMILL VILLAGE SUB BLK B PT 7
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	517
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	21508

Owner

12081 Deerhorn Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12081 DEERHORN DR, CINCINNATI, OH 45240-1003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Nov 20, 2019	Intrafamily Transfer, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2013 · Amount on File
Deed Sale	Aug 29, 2013 · Amount on File
Prior Sale	Aug 29, 2013 · Amount on File
Deed Document Number	0000121905
Last Transfer Date	Nov 20, 2019
Transfer Doc	0000102549
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12081 DEERHORN DR, CINCINNATI, OH 45240-1003
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115044
Date	Dec 21, 2022
Book Page	14818/1012
Instrument	2022-0115044

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12081 DEERHORN DR, CINCINNATI, OH 45240-1003
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133302
Date	Nov 3, 2021
Book Page	14537/317
Instrument	2021-0133302

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 20, 2019
Property Address	12081 DEERHORN DR, CINCINNATI, OH 45240-1003
Document Number	0000102549
Book / Page	14048 / 01552
Map Reference	MB 136 PG 5&6
Instrument Date	Nov 2, 2019
Instrument	2019-0102549
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1500 SOLANA BLVD BLDG 1, 1, ROANOKE, TX 76262-1720

Mortgage

Document Number	0000102550
Date	Nov 20, 2019
Instrument	2019-0102550

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12081 Deerhorn Dr was $3,974, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,974.00 (+2.37%)	$63,805 (-) Land $13,825 Building $49,980
2024	$3,882.00 (+5.35%)	$63,805 (-) Land $13,825 Building $49,980
2023	$3,685.00 (+4.6%)	$63,805 (+30.38%) Land $13,825 Building $49,980	$182,300 Land $39,500 Building $142,800
2022	$3,523.00 Homeowner's exemption	$48,938 Land $11,967 Building $36,971
2020			$139,820 Land $34,190 Building $105,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12081 Deerhorn Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12081 Deerhorn Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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