12095 Deerhorn Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 12095 Deerhorn Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1968
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Oct 2025)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Oct 2025 Sale Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0034-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0034-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12095 DEERHORN DR
City	CINCINNATI
State	OH
Zip	45240-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERHORN DR 70 X 150 LOT 519 KEMPERMILL VILLAGE SUB BLK B PT 7
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	519
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	21508

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 TRI COUNTY PKWY, CINCINNATI, OH 45246-3218
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	0000084107
Deed Book / Page	15532 / 1207
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2025
Property Address	12095 DEERHORN DR, CINCINNATI, OH 45240-1003
Document Number	0000084107
Book / Page	15532 / 1207
Map Reference	MB 136 PG 5&6
Instrument Date	Oct 27, 2025
Instrument	2025-0084107
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 TRI COUNTY PKWY, CINCINNATI, OH 45246-3218

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12095 DEERHORN DR, CINCINNATI, OH 45240-1003
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007418
Date	Jan 25, 2018
Instrument	18-0007418

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2038

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12095 DEERHORN DR, CINCINNATI, OH 45240-1003
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045332
Date	Jun 10, 2019
Book Page	13935/03044
Instrument	2019-0045332

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12095 DEERHORN DR, CINCINNATI, OH 45240-1003
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038634
Date	Mar 29, 2021
Book Page	14384/149
Instrument	2021-0038634

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12095 DEERHORN DR, CINCINNATI, OH 45240-1003
Document Number	0000061438
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 DEERHORN DR CINCINNATI OH 452401003, CINCINNATI, OH 45240-1003

Mortgage

Document Number	0000061438
Date	Jun 26, 2020
Book Page	014198/002801
Instrument	61438

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,601.00 (+2.38%)	$73,903 (-) Land $13,825 Building $60,078
2024	$4,494.00 (+5.32%)	$73,903 (-) Land $13,825 Building $60,078
2023	$4,267.00 (+5.15%)	$73,903 (+31.03%) Land $13,825 Building $60,078	$211,150 (+31.03%) Land $39,500 Building $171,650
2022	$4,058.00 Homeowner's exemption	$56,403 Land $11,967 Building $44,436
2020			$161,150 Land $34,190 Building $126,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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