12095 M Broadus Rd, Saucier, MS 39574 Property Records

Harrison County property record for 12095 M Broadus Rd, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	3,725 sqft · built 2024
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0903-24-001.007`

Property Details

APN / Parcel Number

Primary APN	`0903-24-001.007`
Alternative APN	`0903-24-001.000`

Interior

Building Area	3,725 sqft Adjusted Area
1st Floor Area	2,985 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12095 M BROADUS RD
City	SAUCIER
State	MS
Zip	39574-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC COM AT SW COR OF SE 1/4 OF SE 1/4 OF SEC 24-5-11 N 1 DG W 786.7 FT TO S MAR OF BROADUS RD TO POB S 68 DG E 202.4 FT ALON
Legal Range	11W
Legal Township	05S
Legal Section	24
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2032
Census Tract	3408

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12095 M BROADUS RD, SAUCIER, MS 39574-9355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Feb 22, 2024	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Jan 8, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12095 M BROADUS ROAD, SAUCIER, MS 39574-9355
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 M BROADUS RD, SAUCIER, MS 39574-9355

Mortgage

Document Number	20250026114TJ1
Date	Dec 8, 2025
Instrument	2025-0026114-T-J1

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12095 M BROADUS RD, SAUCIER, MS 39574-9355
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13408 DAMON CT, BILOXI, MS 39532-9519

Mortgage

Document Number	20240003382TJ1
Date	Feb 22, 2024
Instrument	2024-0003382-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2025

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 8, 2024
Property Address	12095 M BROADUS RD, SAUCIER, MS 39574-9355
Document Number	20240000378DJ1
Instrument Date	Jan 5, 2024
Instrument	2024-0000378-D-J1
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13408 DAMON CT, BILOXI, MS 39532-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13408 DAMON CT, BILOXI, MS 39532-9519

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 Homeowner's exemption Disabled Person's exemption	$33,621	$336,209 Land $17,078 Building $319,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98.3% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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