1209 Tower Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 1209 Tower Rd, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1981
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2018)
Tax Bill	$845 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16602`

Property Details

APN / Parcel Number

Primary APN	`16602`
Alternative APN	`0495-15-004-006-0-018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	286 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16602
Street Address	1209 TOWER RD
City	ADA
State	OK
Zip	74820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. SE SE SW-BEG. AT A PT 164'W OF SE/C OF SW-N 200 FT.-W 100'-S 200'-E 100' TO POB LESS A STRIP 15' WIDE ON W SIDE FOR RD. &
Legal Range	06E
Legal Township	04N
Legal Section	15
Legal Subdivision	LIC 15-4-6 -SD 16-A
Legal Block	4
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2000
Census Tract	88802

Owner

Source: Pontotoc County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 TOWER RD, ADA, OK 74820-6107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Apr 4, 2018	Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	0003206115
Deed Book / Page	3206 / 115
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1209 TOWER RD, ADA, OK 74820
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003577/262
Date	Jan 19, 2022
Book Page	3577/262
Instrument	I-2022-000348

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 4, 2018
Property Address	1209 TOWER RD, ADA, OK 74820
Document Number	003206/115
Book / Page	3206 / 115
Instrument Date	Apr 2, 2018
Instrument	2018-001910
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 TOWER RD, ADA, OK 74820

Mortgage

Document Number	2018001911
Date	Apr 4, 2018
Instrument	2018-001911

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Apr 2, 2051

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$845.00 (+0.12%) Homeowner's exemption	$10,351 (+3.01%) Land $2,100 Building $8,251	$120,570 (-4.76%) Land $17,500 Building $103,070
2024	$844.00 (+23.39%) Homeowner's exemption	$10,049 (+2.99%) Land $2,100 Building $7,949	$126,593 (+30.06%) Land $17,500 Building $109,093
2023	$684.00 Homeowner's exemption	$9,757 Land $2,100 Building $7,657	$97,331 Land $17,500 Building $79,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 62% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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