1205 Tower Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 1205 Tower Rd, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1960
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Mar 2021)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16597`

Property Details

APN / Parcel Number

Primary APN	`16597`
Alternative APN	`0495-15-004-006-0-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	16597
Street Address	1205 TOWER RD
City	ADA
State	OK
Zip	74820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE SE SW BEG 132'E OF SW/C OF SE SE SW N 200 E 110 S 200 W 110 TO BEG SEC. 15-4-6 ADA LIC
Legal Range	06E
Legal Township	04N
Legal Section	15
Legal Subdivision	LIC 15-4-6 -SD 16-A
Legal Block	4
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2000
Census Tract	88802

Owner

1205 Tower Rd is owned and occupied by an individual who bought it in March 2021.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 TOWER RD, ADA, OK 74820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Jan 2, 2014 · Amount on File
Deed Document Number	20211602
Deed Book / Page	3485 / 295
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 22, 2021
Property Address	1205 TOWER RD, ADA, OK 74820
Document Number	003485/295
Book / Page	3485 / 295
Instrument Date	Mar 22, 2021
Instrument	2021-001602
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 TOWER RD, PONTOTOC, OK 74820

Mortgage

Document Number	2021001603
Date	Mar 22, 2021
Instrument	2021-001603

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Tower Rd was $1,429 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,309 (+3%) Land $1,413 Building $15,896	$144,239 (-1.3%) Land $11,774 Building $132,465
2025	$1,429.00 (+0.21%) Homeowner's exemption	$16,805 (+3%) Land $1,372 Building $15,433	$146,138 (-2.6%) Land $15,000 Building $131,138
2024	$1,426.00 (+23.04%) Homeowner's exemption	$16,315 (+3%) Land $1,332 Building $14,983	$150,041 (+13.67%) Land $15,000 Building $135,041
2023	$1,159.00 Homeowner's exemption	$15,840 Land $1,200 Building $14,640	$132,000 Land $10,000 Building $122,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1205 Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Tower Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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