1038 Tower Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 1038 Tower Rd, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 1977
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Last Sale	$129,500 (Oct 2004)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16593`

Property Details

APN / Parcel Number

Primary APN	`16593`
Alternative APN	`0495-15-004-006-0-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	111,078 sqft (2.55 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	240 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16593
Street Address	1038 TOWER RD
City	ADA
State	OK
Zip	74820-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW/C OF SE SW- N 353- E 315'- S 353'-W 315' TO POB SEC 15-4-6 ADA LIC
Legal Range	06E
Legal Township	04N
Legal Section	15
Legal Subdivision	LIC 15-4-6 -SD 16-A
Legal Block	4
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2000
Census Tract	88802

Owner

1038 Tower Rd is owned and occupied by two individuals who bought it in October 2004.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1038 TOWER RD, ADA, OK 74820-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2004 · Amount on File
Deed Sale	Oct 14, 2004 · Amount on File
Deed Book / Page	1932 / 73
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1038 TOWER RD, ADA, OK 74820-6108
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3372/001
Date	Feb 11, 2020
Book Page	3372/001
Instrument	2020-000748

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Tower Rd was $1,689 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,269 (+3%) Land $1,530 Building $18,739	$168,903 (-11.01%) Land $12,752 Building $156,151
2025	$1,689.00 (+0.24%) Homeowner's exemption	$19,678 (+3%) Land $1,486 Building $18,192	$189,800 (-2.54%) Land $27,500 Building $162,300
2024	$1,685.00 (+22.9%) Homeowner's exemption	$19,105 (+3%) Land $1,442 Building $17,663	$194,743 (+22.95%) Land $27,500 Building $167,243
2023	$1,371.00 Homeowner's exemption	$18,549 Land $1,200 Building $17,349	$158,394 Land $10,000 Building $148,394

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1038 Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Tower Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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