Jackson County property record for 1209 N River Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1984 |
| Lot Size | 0.484 acres (21,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2014) |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631-41-4430 |
| Primary APN | 7631-41-4430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,125 sqft (0.484 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | 214 sqft |
| Patio Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 1209 N RIVER RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-6786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 RIVER CHASE |
| Legal Lot Number | 4 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | DILLSBORO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950400 |
Source: Jackson County records · APN 7631-41-4430
Assessment roll updated August 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1209 N RIVER RD, SYLVA, NC 28779-6786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2014 · Amount on Record |
| Deed Sale | Dec 12, 2014 · Amount on Record |
| Deed Book / Page | 2059 / 738 |
| Prior Transfer Date | Nov 30, 2006 |
| Prior Transfer Doc | 0016360029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 1209 N RIVER RD, SYLVA, NC 28779-6786 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023560939 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 2356/939 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,176.00 (+69.94%) | $309,524 (+69.96%) Land $81,510 Building $228,014 |
| 2023 | $692.00 | $182,120 Land $58,910 Building $123,210 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 17 (1991–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 96 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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