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1068 N River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1068 N River Rd, Sylva, NC 28779 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,344 sqft · built 2005
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Dec 2023)
Tax Bill$1,501 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Mar 2018 Transfer
Flood ZoneZone AE (high risk)
APN7631-31-6398

Property Details

APN / Parcel Number

Primary APN7631-31-6398
Alternative APN
  • 177615

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
1st Floor Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area120 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1068 N RIVER RD
CitySYLVA
StateNC
Zip28779-6787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 OBERRY
Legal SubdivisionOBERRY LIFE EST
Legal Lot Number9
JurisdictionJACKSON NC
Township / Civil DivisionDILLSBORO
Census Block Group2
Census Block2018
Census Tract950400

Owner

Source: Jackson County records · APN 7631-31-6398

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1068 N RIVER RD, SYLVA, NC 28779-6787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Mar 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleJul 21, 2016 · Amount on Record
Prior Transfer DateMar 09, 2018
Prior Transfer Doc0022090004
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateDec 28, 2023
Property Address1068 N RIVER RD, SYLVA, NC 28779-6787
Document Number0023691799
Book / Page2369 / 1799
Map ReferenceCAB 26 SL 447
Instrument DateDec 19, 2023
Transaction TypeTransfer
Record UpdatedJan 09, 2024

Transaction

AmountAmount Recorded
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1068 N RIVER RD, SYLVA, NC 28779-6787

Mortgage

Document Number0023691804
DateDec 28, 2023
Instrument2369/1804
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0023691804
DateDec 28, 2023
Book Page2369/1804
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Address3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON NC
Recording DateMar 13, 2018
Property Address1068 N RIVER RD, SYLVA, NC 28779-6787
Document Number0022090004
Book / Page002209 / 000004
Instrument DateMar 09, 2018
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1068 N RIVER RD SYLVA NC 287796787, SYLVA, NC 28779-6787

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,501.00 (+47.3%)$395,170 (+47.33%) Land $124,480 Building $270,690
2023$1,019.00$268,220 Land $112,660 Building $155,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1991–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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