1165 N River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1165 N River Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1984
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2022)
Tax Bill$1,241 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN7631-41-2389

Property Details

APN / Parcel Number

Primary APN7631-41-2389
Alternative APN
  • 178813

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Heated Area
1st Floor Area790 sqft
Upper Floors Area484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area224 sqft
Patio Area248 sqft
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address1165 N RIVER RD
CitySYLVA
StateNC
Zip28779-9552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 RIVER CHASE
Legal SubdivisionRIVER CHASE SUBDIVISION
Legal Lot Number5
JurisdictionJACKSON NC
Township / Civil DivisionDILLSBORO
Census Block Group2
Census Block2016
Census Tract950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1165 N RIVER RD, SYLVA, NC 28779-9552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
CHAMPION CU
Mar 24, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleMar 24, 2017 · Amount on Record
Deed Book / Page2336 / 1607
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJun 10, 2022
Property Address1165 N RIVER RD, SYLVA, NC 28779-9552
Document Number0023361607
Book / Page2336 / 1607
Map ReferenceCAB 3 SL 480
Instrument DateJun 10, 2022
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4421 S ELM EUGENE ST, 4421, GREENSBORO, NC 27406-8931

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 GLENN CABE RD, SYLVA, NC 28779-7393

Mortgage

Document Number0023361612
DateJun 10, 2022
Instrument2336/1612
Lender
NameCHAMPION CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateMar 24, 2017
Property Address1165 N RIVER RD, SYLVA, NC 28779-9552
Document Number0021851226
Book / Page002185 / 001226
Instrument DateMar 24, 2017
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$336.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4421 S ELM EUGENE ST GREENSBORO NC 274068931, GREENSBORO, NC 27406-8931

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$326,668 (+58.93%) Land $75,990 Building $250,678
2025$1,241.00 (+58.9%)
2023$781.00$205,540 Land $55,590 Building $149,950

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1991–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUCKASEIGEE WATER & SEWER AUTH
serves 7,528 people · EPA ID NC0150035
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2025
Treatment failure
resolved · May 2024
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N River Rd

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