1209 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1209 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 1950
Lot Size	0.36 acres (15,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Nov 2018)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-281-019-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-281-019-000`
Alternative APN	`07350200001700 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,528 sqft (0.36 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1209 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	TAX LOT 6J
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Lot Number	6J
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3006
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 LAKEVIEW DR, WATERLOO, IL 62298-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Oct 19, 2019	Deed of Trust, Mortgage STATE BK/WATERLOO
Nov 30, 2018	Executor's Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	2018398973
Last Transfer Date	Nov 7, 2024
Transfer Doc	0000435316
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1209 LAKEVIEW DR, WATERLOO, IL 62298-2731
Document Number	0000405237
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 LAKEVIEW DR WATERLOO IL 622982731, WATERLOO, IL 62298-2731

Mortgage

Document Number	0000405237
Date	Dec 13, 2019
Instrument	405237

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1209 LAKEVIEW DR, WATERLOO, IL 62298-2731
Document Number	0000404439
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1209 LAKEVIEW DR WATERLOO IL 622982731, WATERLOO, IL 62298-2731

Mortgage

Document Number	0000404439
Date	Oct 30, 2019
Instrument	404439

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2034

Interest

Rate	3.12%

November 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE IL
Recording Date	Nov 30, 2018
Property Address	1209 LAKEVIEW DR, WATERLOO, IL 62298-2731
Document Number	0000398973
Map Reference	DB72 PG333
Instrument Date	Nov 29, 2018
Instrument	398973
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1209 LAKEVIEW DR, WATERLOO, IL 62298-2731

Mortgage

Document Number	0000398974
Date	Nov 30, 2018
Instrument	398974

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00 Homeowner's exemption Disabled Person's exemption	$48,960 (+42.62%) Land $17,100 Building $31,860	$146,880 (+42.62%) Land $51,300 Building $95,580
2024	$2,519.00
2022	Additional exemption filed	$34,330 Land $13,200 Building $21,130	$102,990 Land $39,600 Building $63,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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