1155 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1155 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,182 sqft · built 1953
Lot Size	0.38 acres (16,733 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-281-024-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-281-024-000`
Alternative APN	`07350200002200 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,182 sqft Building Perimeter
1st Floor Area	1,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	16,733 sqft (0.38 acres)
Garage Area	480 sqft
Driveway	Asphalt Driveway
Driveway Area	2,440 sqft
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1155 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	TAX LOT 6K 0156514
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Lot Number	6K
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3006
Census Tract	600501

Owner

1155 Lakeview Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Monroe County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1155 LAKEVIEW DR, WATERLOO, IL 62298-2729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Dec 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 4, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 4, 2020
Transfer Doc	0000413434
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1155 LAKEVIEW DR, WATERLOO, IL 62298-2729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400345
Date	Mar 14, 2019
Instrument	400345

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Dec 17, 2020
Property Address	1155 LAKEVIEW DR, WATERLOO, IL 62298-2729
Document Number	0000413434
Instrument Date	Nov 4, 2020
Instrument	413434
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1155 LAKEVIEW DR WATERLOO IL 622982729, WATERLOO, IL 62298-2729

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1155 LAKEVIEW DR, WATERLOO, IL 62298-2729
Document Number	0000410501
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1155 LAKEVIEW DR WATERLOO IL 622982729, WATERLOO, IL 62298-2729

Mortgage

Document Number	0000410501
Date	Aug 26, 2020
Instrument	410501

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 25, 2035

Interest

Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1155 Lakeview Dr was $4,622, up 3.1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,622.00 (+3.12%) Homeowner's exemption	$80,940 Land $17,400 Building $63,540	$242,820 Land $52,200 Building $190,620
2024	$4,482.00
2022	Additional exemption filed	$76,170 Land $15,800 Building $60,370	$228,510 Land $47,400 Building $181,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1155 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1155 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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