1159 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1159 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,336 sqft · built 1960
Lot Size	0.39 acres (17,081 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (May 2026)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-35-281-023-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-281-023-000`
Alternative APN	`07350200002100 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	17,081 sqft (0.39 acres)
Garage Area	630 sqft

Exterior Amenities

Porch	Porch
Porch Area	470 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1159 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	TAX LOT 6T
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Lot Number	6T
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3006
Census Tract	600501

Owner

1159 Lakeview Dr is owned by two individuals who bought it in May 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 S CLAY AVE, C, SAINT LOUIS, MO 63122-5843
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORPORATION
May 10, 2019	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	2026442815
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 29, 2026
Property Address	1159 LAKEVIEW DR, WATERLOO, IL 62298-2729
Document Number	0000442815
Instrument Date	May 28, 2026
Instrument	2026442815
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,768.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	443 S CLAY AVE, SAINT LOUIS, MO 63122-5874

Mortgage

Document Number	0000442816,
Date	May 29, 2026
Instrument	2026442816

Lender

Name	AMERICAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 10, 2019
Property Address	1159 LAKEVIEW DR, WATERLOO, IL 62298-2729
Document Number	0000401385
Instrument Date	May 10, 2019
Instrument	401385
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 LAKEVIEW DR, WATERLOO, IL 62298-2729

Mortgage

Document Number	0000401386
Date	May 10, 2019
Instrument	401386

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1159 Lakeview Dr was $4,525.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,525.00 Homeowner's exemption	$79,910 (+3.88%) Land $17,510 Building $62,400	$239,730 (+3.88%) Land $52,530 Building $187,200
2024	$4,525.00	$76,927 Land $16,972 Building $59,955	$230,781 Land $50,916 Building $179,865
2022	Additional exemption filed	$60,940 Land $15,850 Building $45,090	$182,820 Land $47,550 Building $135,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1159 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1159 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on Lakeview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures