Hamilton County property record for 1209 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,747 sqft · built 1925 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $679,000 (Jul 2025) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P N 013 |
| Primary APN | 127P N 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 154 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052244 |
|---|---|
| Old Parcel Number | 127P N013 |
| Street Address | 1209 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 4 BLK 4 J T THOMAS RESUB BLK 4 PB 9 PG 5 |
| Legal Subdivision | THOMAS J T |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Jul 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Aug 7, 2020 · Amount on Record |
| Deed Document Number | 2025070800238 |
| Deed Book / Page | 13976 / 199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL |
| Name | Verified Name |
|---|
| Document Number | 0000000203 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 12693/545 |
| Instrument | 2021101500203 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL GUARANTY CO L |
| Name | Verified Name |
|---|
| Document Number | 0000000272 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 12837/35 |
| Instrument | 2022020700272 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 8, 2025 |
| Property Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000238 |
| Book / Page | 13976 / 199 |
| Map Reference | MB 9 PG 5 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025070800238 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,512.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Investor | Possibly a Property Investor |
| Document Number | 0013976202 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 13976/202 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 7, 2020 |
| Property Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0807000098 |
| Book / Page | 012105 / 000209 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 200807000098 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1209 HIGHLAND DR CHATTANOOGA TN 374052317, CHATTANOOGA, TN 37405-2317 |
| Document Number | 807000099 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 012105/000211 |
| Instrument | 200807000099 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0612000100 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1209 HIGHLAND DR CHATTANOOGA TN 374052317, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0612000100 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 011371/000237 |
| Instrument | 180612000100 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 (-10.95%) | $123,975 (+31.4%) | $495,900 (+31.4%) Land $225,000 Building $270,900 |
| 2024 | $2,110.00 | $94,350 (-) | $377,400 (-) Land $150,000 Building $227,400 |
| 2023 | $2,110.00 | $94,350 (-) | $377,400 (-) Land $150,000 Building $227,400 |
| 2022 | $2,110.00 | $94,350 | $377,400 Land $150,000 Building $227,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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