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1201 Highland Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1201 Highland Dr, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,330 sqft · built 1930
Lot Size0.134 acres (5,874 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (Oct 2025)
Tax Bill$1,711 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN127P N 016

Property Details

APN / Parcel Number

Primary APN127P N 016
Alternative APN
  • 0000052247

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,330 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1985
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,874 sqft (0.134 acres)
Lot Dimensions60 ft deep x 120 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000052247
Street Address1201 HIGHLAND DR
CityCHATTANOOGA
StateTN
Zip37405-2317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 1 BLK 4 J T THOMAS RESUB BLK 4 PB 9 PG 5
Legal SubdivisionTHOMAS J T
Legal Block4
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2004
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Warranty Deed, Transfer · Conventional Mortgage
RIVER BANK & TRUST
Nov 14, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
PINANCLE BANK
Jan 24, 2018Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleNov 14, 2022 · Amount on Record
Deed Document Number2025209
Deed Book / Page14080 / 244
Prior Transfer DateNov 20, 2017
Prior Transfer Doc0000000149
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 20, 2025
Property Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
Document Number0000000209
Book / Page14080 / 244
Map ReferenceMB 9 PG 5
Instrument DateOct 17, 2025
Instrument2025102000209
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,924.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317

Mortgage

Document Number0014080247
DateOct 20, 2025
Instrument14080/247
Lender
NameRIVER BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 14, 2022
Property Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
Document Number0000000145
Book / Page13142 / 218
Map ReferenceMB 9 PG 5
Instrument DateNov 10, 2022
Instrument2022111400145
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,618.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317

Mortgage

Document Number0131420222
DateNov 14, 2022
Instrument13142-0222
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000135
DateFeb 8, 2018
Book Page11267/241
Instrument2018020800135
Lender
NamePINANCLE BANK
TypePrivate Party
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2033

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 24, 2018
Property Address1201 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
Document Number0000000149
Book / Page011255 / 000660
Instrument DateNov 20, 2017
Instrument149
Transaction TypeTransfer
Record UpdatedFeb 15, 2018
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1201 HIGHLAND DR CHATTANOOGA TN 374052317, CHATTANOOGA, TN 37405-2317

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,711.00 (+7.27%)$112,925 (+58.32%)$451,700 (+58.32%) Land $225,000 Building $226,700
2024$1,595.00$71,325 (-)$285,300 (-) Land $150,000 Building $135,300
2023$1,595.00$71,325 (-)$285,300 (-) Land $150,000 Building $135,300
2022$1,595.00$71,325$285,300 Land $150,000 Building $135,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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