Hamilton County property record for 1205 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,042 sqft · built 1930 |
| Lot Size | 0.272 acres (11,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Mar 2018) |
| Tax Bill | $1,912 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P N 015 |
| Primary APN | 127P N 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,880 sqft (0.272 acres) |
| Lot Dimensions | 165 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052246 |
|---|---|
| Street Address | 1205 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 2 BLK 4 J T THOMAS RESUB BLK 4 PB 9 PG 5 |
| Legal Subdivision | THOMAS J T |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 16, 2018 | Warranty Deed, Transfer · Line of Credit PINNACLE BK/SIOUX CTY |
| Nov 18, 2016 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on Record |
| Deed Sale | Mar 16, 2018 · Amount on Record |
| Prior Sale | Aug 3, 2012 |
| Deed Document Number | 0011294811 |
| Deed Book / Page | 11294 / 811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1205 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000026 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 12793/947 |
| Instrument | 2022010300026 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1205 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000005 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 13488/951 |
| Instrument | 2024011100005 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 16, 2018 |
| Property Address | 1205 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000071 |
| Book / Page | 011294 / 000811 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 71 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | ALLIANCE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 HIGHLAND DR CHATTANOOGA TN 374052317, CHATTANOOGA, TN 37405-2317 |
| Document Number | 72 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 011294/000814 |
| Instrument | 72 |
| Name | PINNACLE BK/SIOUX CTY |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1205 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000215 |
| Book / Page | 010945 / 000497 |
| Instrument Date | Nov 18, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2017 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 1205 HIGHLAND DR CHATTANOOGA TN 374052317, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000215 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 010945/000497 |
| Instrument | 215 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,912.00 (-7.77%) | $126,150 (+36.08%) | $504,600 (+36.08%) Land $281,300 Building $223,300 |
| 2024 | $2,073.00 | $92,700 (-) | $370,800 (-) Land $187,500 Building $183,300 |
| 2023 | $2,073.00 | $92,700 (-) | $370,800 (-) Land $187,500 Building $183,300 |
| 2022 | $2,073.00 | $92,700 | $370,800 Land $187,500 Building $183,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures