1209 Front St, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 1209 Front St, Vestal, NY 13850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,956 sqft · built 1950
Lot Size	0.203 acres (8,845 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Jul 2018)
Tax Bill	$6,275 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Mortgage + 2 more
APN	`034800 172.44-1-10`

Property Details

APN / Parcel Number

Primary APN	`034800 172.44-1-10`
Alternative APNs	`480017204400010100000000` `48057900000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	1,028 sqft
2nd Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	8,845 sqft (0.203 acres)
Lot Dimensions	145 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	476 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	48057900000
Street Address	1209 FRONT ST
City	VESTAL
State	NY
Zip	13850-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	003000000100E0010000
Legal Subdivision	EDGEWOOD SUB
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	BROOME NY
Township / Civil Division	VESTAL
Census Block Group	2
Census Block	2004
Census Tract	14500

Owner

Source: Broome County and Vestal Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 FRONT ST, VESTAL, NY 13850-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	201819607
Deed Book / Page	2564 / 43
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1209 FRONT ST, VESTAL, NY 13850-1221
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 FRONT ST, VESTAL, NY 13850-1221

Mortgage

Document Number	004246/189
Date	Jan 20, 2026
Book Page	4246/189
Instrument	202600001510

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1209 FRONT ST, VESTAL, NY 13850-1221
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 FRONT ST, VESTAL, NY 13850-1221

Mortgage

Document Number	04227/1003
Date	Sep 8, 2025
Book Page	4227/1003
Instrument	202500023677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1209 FRONT ST, VESTAL, NY 13850-1221
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 FRONT ST, VESTAL, NY 13850-1221

Mortgage

Document Number	04227/1023
Date	Sep 8, 2025
Book Page	4227/1023
Instrument	202500023678

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1209 FRONT ST, VESTAL, NY 13850-1221
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 FRONT ST, VESTAL, NY 13850-1221

Mortgage

Document Number	0040120179
Date	May 10, 2021
Book Page	4012/179
Instrument	202100012206

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Vestal Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,275.00 (+2.43%)	$224,500 (+15.54%) Land $15,500 Building $209,000	$224,500 (+15.54%) Land $15,500 Building $209,000
2024	$6,126.00
2023		$194,300 Land $15,500 Building $178,800	$194,300 Land $15,500 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VESTAL CONSOLIDATED W.D. #1 serves 22,200 people · EPA ID NY0301674
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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