1201 Front St, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 1201 Front St, Vestal, NY 13850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,772 sqft · built 1880
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2024)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jan 2019 Mortgage
APN	`034800 172.36-2-1`

Property Details

APN / Parcel Number

Primary APN	`034800 172.36-2-1`
Alternative APNs	`480017203600020010000000` `48062000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	886 sqft
2nd Floor Area	886 sqft
Game Room	Game Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	114 ft deep x 112 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	48062000000
Street Address	1201 FRONT ST
City	VESTAL
State	NY
Zip	13850-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	003000000100G0180000
Legal Subdivision	SUB OF PROPERTY OF J REESE JONES
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	BROOME NY
Township / Civil Division	VESTAL
Census Block Group	2
Census Block	2004
Census Tract	14500

Owner

Source: Broome County and Vestal Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 SWAN HILL RD, GLEN AUBREY, NY 13777-1033
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRT CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202419727
Deed Book / Page	2769 / 525
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1201 FRONT ST, VESTAL, NY 13850-1221
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	TITLEPRO AGENCY LLC, TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 FRONT ST, VESTAL, NY 13850-1221

Mortgage

Document Number	004126/265
Date	May 2, 2023
Book Page	4126/265
Instrument	202300009972

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1201 FRONT ST, VESTAL, NY 13850-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038970354
Date	Jan 7, 2019
Book Page	3897/354
Instrument	201900000466

Lender

Name	MANUFACTURERS & TRADERS TRT CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Vestal Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00 (+2.45%)	$205,000 (+15.56%) Land $19,800 Building $185,200	$205,000 (+15.56%) Land $19,800 Building $185,200
2024	$5,593.00
2023		$177,400 Land $19,800 Building $157,600	$177,400 Land $19,800 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VESTAL CONSOLIDATED W.D. #1 serves 22,200 people · EPA ID NY0301674
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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