1216 Front St, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 1216 Front St, Vestal, NY 13850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,595 (Nov 2019)
Tax Bill	$6,296 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2019 Mortgage
APN	`034800 172.36-1-2`

Property Details

APN / Parcel Number

Primary APN	`034800 172.36-1-2`
Alternative APNs	`480017203600010020000000` `48060100000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	96 ft deep x 71.7 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	616 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	48060100000
Street Address	1216 FRONT ST
City	VESTAL
State	NY
Zip	13850-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	003000000100F0070000
Legal Subdivision	ELMER MOLYNEAUX SUB
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	BROOME NY
Township / Civil Division	VESTAL
Census Block Group	2
Census Block	2001
Census Tract	14500

Owner

Source: Broome County and Vestal Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 FRONT ST, VESTAL, NY 13850-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Nov 8, 2019	Deed of Trust, Mortgage · Conventional with PMI GHS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	201934199
Deed Book / Page	2607 / 381
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1216 FRONT ST, VESTAL, NY 13850-1222
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 FRONT ST, VESTAL, NY 13850-1222

Mortgage

Document Number	004254/935
Date	Mar 31, 2026
Book Page	4254/935
Instrument	202600009019

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1216 FRONT ST, VESTAL, NY 13850-1222
Document Number	0039350176
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LUCY ST BINGHAMTON NY 139032012, BINGHAMTON, NY 13903-2012

Mortgage

Document Number	0039350176
Date	Nov 20, 2019
Book Page	003935/000176
Instrument	34200

Lender

Name	GHS FCU
Type	Credit Union
Address	BINGHAMTON, NY 13905

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Vestal Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,296.00 (+1.09%)
2025	$6,228.00 (+2.48%)	$222,800 (+15.56%) Land $14,900 Building $207,900	$222,800 (+15.56%) Land $14,900 Building $207,900
2024	$6,077.00
2023		$192,800 Land $14,900 Building $177,900	$192,800 Land $14,900 Building $177,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VESTAL CONSOLIDATED W.D. #1 serves 22,200 people · EPA ID NY0301674
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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