Stephens County property record for 1209 Bent Tree St, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,236 sqft · built 1990 |
| Lot Size | 0.327 acres (14,237 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Apr 2026) |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21349 |
| Primary APN | 21349 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 2,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,237 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 420 sqft |
| Porch | Slab |
| Porch Area | 517 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21349 |
|---|---|
| Street Address | 1209 BENT TREE ST |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 3 LT 14 TIMBERCREEK #2 (JACOBI CAIN) (MICHAEL DIXON HARPER) |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | TIMBERCREEK PART TWO |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 200 |
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF COMMERCE |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF COMMERCE |
| Jun 10, 2016 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 20262550 |
| Deed Book / Page | 6835 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | STEPHENS COMPANY ABSTRACT, STEPHENS CO ABSTRACT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 005411/226 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 5411/226 |
| Instrument | 2017-963763 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Apr 1, 2026 |
| Property Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Document Number | 0000002550 |
| Book / Page | 6835 / 253 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20262550 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Document Number | 0000002551, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20262551 |
| Name | ARVEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Apr 1, 2026 |
| Property Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Document Number | 006835/253 |
| Book / Page | 6835 / 253 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20262550 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Document Number | 0000002551, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20262551 |
| Name | ARVEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEPHENS COMPANY ABSTRACT, STEPHENS CO ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 5411/226 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 5411/226 |
| Instrument | 2017-963763 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Jun 10, 2016 |
| Property Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
| Document Number | 005143/144 |
| Book / Page | 5143 / 144 |
| Instrument Date | Jun 10, 2016 |
| Instrument | 2016-935828 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1209 BENT TREE ST, DUNCAN, OK 73533-1191 |
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,867 (+4.41%) Land $3,132 Building $26,735 | $271,522 (+4.41%) Land $28,474 Building $243,048 | |
| 2025 | $2,413.00 (-0.04%) | $28,606 (+4.22%) Land $3,132 Building $25,474 | $260,054 (-3.61%) Land $28,474 Building $231,580 |
| 2024 | $2,414.00 (+7.86%) | $27,449 (-) Land $3,132 Building $24,317 | $269,800 (-3.03%) Land $28,474 Building $241,326 |
| 2023 | $2,238.00 | $27,449 Land $3,132 Building $24,317 | $278,233 Land $28,474 Building $249,759 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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