Monroe County property record for 1209 20th St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,580 sqft · built 1963 |
| Lot Size | 0.134 acres (5,825 sqft) |
| Owner | Trust Name on File |
| Last Sale | $100 (Jan 2019) |
| Tax Bill | $2,214 (2025) |
| Deeds & Mortgages | Jan 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00055280-000000 |
| Primary APN | 00055280-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,825 sqft (0.134 acres) |
| Lot Dimensions | 102 ft deep x 58 ft wide |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 545 sqft |
| Deck Area | 970 sqft |
| Patio Area | 1,131 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1055867 |
|---|---|
| Street Address | 1209 20TH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-2 |
| Legal Description | BK 3 LOT 10 KW PEARLMAN ESTATES FIRST ADDITION PB4-21 OR159-224/25 OR599-613 OR680-578 OR764-1602/08 OR762-1732 OR2946-1156 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES FIRST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971900 |
1209 20th St is owner-occupied and held in a trust since January 2019.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1209 20TH ST, KEY WEST, FL 33040-4543 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on File |
| Deed Sale | Jan 28, 2019 · Amount on File |
| Prior Sale | Jun 1, 1978 · Amount on File |
| Deed Document Number | 20192203477 |
| Deed Book / Page | 2946 / 1156 |
| Prior Transfer Date | Jan 21, 2019 |
| Prior Transfer Doc | 0029461156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 1209 20TH ST, KEY WEST, FL 33040-4543 |
| Document Number | 0029461156 |
| Book / Page | 002946 / 001156 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 2203477 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1209 20TH ST KEY WEST FL 330404543, KEY WEST, FL 33040-4543 |
The 2025 property tax bill for 1209 20th St was $2,214 with exemptions applied, up 6.7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (+6.7%) Homeowner's exemption Widower's exemption | $247,160 | $805,808 Land $480,563 Building $325,245 |
| 2024 | $2,075.00 (+5.22%) | ||
| 2023 | $1,972.00 (+2.82%) Senior Citizen's exemption | $226,390 (+3%) | $745,260 (+18.53%) Land $530,075 Building $215,185 |
| 2022 | $1,918.00 Senior Citizen's exemption | $219,797 | $628,760 Land $413,575 Building $215,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 532 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 721 units insured incl. 189 condo units |
| Nearby Flood Claims | 473 (1980–2026) |
| Claims Outside the SFHA | 3 of 473 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1209 20th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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