Monroe County property record for 1206 20th St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1960 |
| Lot Size | 0.13 acres (5,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Jul 2004) |
| Tax Bill | $2,349 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00055730-000000 |
| Primary APN | 00055730-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,640 sqft (0.13 acres) |
| Lot Width | 57 ft Width |
| Pool Area | 190 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 314 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1056286 |
|---|---|
| Street Address | 1206 20TH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-2 |
| Legal Description | LT 8 KW REPLAT OF LOTS 1-8 PB4-123 PEARLMAN ESTATES FIRST ADDITION-EXTENSION PB4-71 OR327-394/395 OR525-846 OR969-1336/1337 OR1126-656 OR1590-103 OR2021-858 OR2249-292Q/C |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES FIRST ADDN EXTENSION |
| Legal Lot Number | 8,1-8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 971900 |
1206 20th St is owned and occupied by an individual who acquired it in October 2006.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1206 20TH ST, KEY WEST, FL 33040-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2004 · Amount on File |
| Deed Sale | Jul 6, 2004 · Amount on File |
| Prior Sale | Aug 4, 1999 · Amount on File |
| Deed Document Number | 20041454592 |
| Deed Book / Page | 2021 / 858 |
| Last Transfer Date | Oct 20, 2006 |
| Transfer Doc | 0022490292 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276,275 | $691,690 Land $469,953 Building $221,737 | |
| 2024 | $2,349.00 (+2.13%) | ||
| 2023 | $2,300.00 (+4.74%) Homeowner's exemption | $260,669 (+3%) | $726,420 (+18.54%) Land $518,372 Building $208,048 |
| 2022 | $2,196.00 Homeowner's exemption | $253,077 | $612,815 Land $404,444 Building $208,371 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1206 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 532 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 721 units insured incl. 189 condo units |
| Nearby Flood Claims | 473 (1980–2026) |
| Claims Outside the SFHA | 3 of 473 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1206 20th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures