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1200 20th St, Key West, FL 33040 Property Records

Monroe County property record for 1200 20th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,570 sqft · built 1958
Lot Size0.164 acres (7,121 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Mar 2026)
Tax Bill$5,314 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00054500-000000

Property Details

APN / Parcel Number

Primary APN00054500-000000
Alternative APNs
  • 01010100054500000000
  • 1055107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,570 sqft Living Area
1st Floor Area2,570 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,121 sqft (0.164 acres)

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1055107
Street Address1200 20TH ST
CityKEY WEST
StateFL
Zip33040-4565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW PEARLMAN ESTATES PB3-100 LOT 10 BLK 1 OR53-296/97 OR488-705 OR596-29 OR767-255 OR795-1163 OR796-2319/20 OR884-500 OR2244-1571/72L/E OR2979-699D/C
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES
Legal Block1
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1021
Census Tract971900

Owner

1200 20th St is owned and occupied by an individual who bought it in March 2026.

Source: Monroe County records, as of April 3, 2026

Owner of RecordIndividual Name on File
Mailing Address3606 EAGLE AVE, KEY WEST, FL 33040-4624
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2026 · Amount on File
Deed SaleMar 23, 2026 · Amount on File
Prior SaleOct 16, 2006
Deed Document Number20262536597
Deed Book / Page3372 / 485
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 23, 2026
Property Address1200 20TH ST, KEY WEST, FL 33040-4565
Document Number0033720485
Book / Page3372 / 485
Map ReferenceMB 3 PG 100
Instrument DateMar 20, 2026
Instrument2536597
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 20TH ST, KEY WEST, FL 33040-4565

Transferred To (Grantee/Buyer)

NameVerified Name
Address3606 EAGLE AVE, KEY WEST, FL 33040-4624

Mortgage

Document Number0003372487
DateMar 23, 2026
Instrument3372/487
Lender
NameNITA COLLIE
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term48 Months
DueMar 20, 2030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$646,727$839,657 Land $528,734 Building $310,923
2024$5,314.00 (+1.74%)
2023$5,223.00 (+4.52%) Homeowner's exemption$610,196 (+3%)$881,857 (+16.33%) Land $583,210 Building $298,647
2022$4,997.00 Homeowner's exemption$592,424$758,076 Land $455,032 Building $303,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1200 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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