Hamilton County property record for 12087 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 1970 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,500 (Jul 2008) |
| Tax Bill | $3,549 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0350-00 |
| Primary APN | 510-0011-0350-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 945 sqft |
| 2nd Floor Area | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,716 sqft (0.246 acres) |
| Lot Dimensions | 186 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12087 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 60 X 186 IRR LOT 318 KINGSBRIDGE SUB BLK L |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | L |
| Legal Lot Number | 318 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21508 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12087 WESTERLY DR, CINCINNATI, OH 45231-1047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2008 · Amount on Record |
| Deed Sale | Jul 15, 2008 · Amount on Record |
| Prior Sale | Feb 12, 2008 · Amount on Record |
| Deed Document Number | 08-096759 |
| Deed Book / Page | 10900 / 00183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12087 WESTERLY DR, CINCINNATI, OH 45231-1047 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12087 WESTERLY DR, CINCINNATI, OH 45231-1047 |
| Document Number | 0000099849 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 14779/914 |
| Instrument | 2022-0099849 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 10, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,549.00 (+7.81%) | $61,331 (-) Land $9,828 Building $51,503 | |
| 2024 | $3,292.00 (-0.57%) | $61,331 (-) Land $9,828 Building $51,503 | |
| 2023 | $3,311.00 (+14.33%) | $61,331 (+40.2%) Land $9,828 Building $51,503 | $175,230 (+40.21%) Land $28,080 Building $147,150 |
| 2022 | $2,896.00 Homeowner's exemption | $43,744 Land $8,082 Building $35,662 | |
| 2020 | $124,980 Land $23,090 Building $101,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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