Hamilton County property record for 12070 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,226 sqft · built 1970 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0370-00 |
| Primary APN | 510-0011-0370-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,494 sqft (0.194 acres) |
| Lot Dimensions | 141 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12070 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 60 X 141 LOT 291 KINGSBRIDGE SUB BLK M |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | M |
| Legal Lot Number | 291 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21508 |
12070 Westerly Dr is owned and occupied by an individual who acquired it in June 1995.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12070 WESTERLY DR, CINCINNATI, OH 45231-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 9, 2020 | Deed of Trust, Mortgage · Line of Credit TELHIO CU |
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit TELHIO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 1995 |
| Deed Sale | Jun 19, 1995 |
| Deed Document Number | 9579438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12070 WESTERLY DR, CINCINNATI, OH 45231-1048 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12070 WESTERLY DR, CINCINNATI, OH 45231-1048 |
| Document Number | 0000098729 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 15564/2546 |
| Instrument | 2025-0098729 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12070 WESTERLY DR, CINCINNATI, OH 45231-1048 |
| Document Number | 0000092966 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12070 WESTERLY DR CINCINNATI OH 452311048, CINCINNATI, OH 45231-1048 |
| Document Number | 0000092966 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 014252/002682 |
| Instrument | 92966 |
| Name | TELHIO CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 13, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12070 WESTERLY DR, CINCINNATI, OH 45231-1048 |
| Document Number | 0000084570 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12070 WESTERLY DR CINCINNATI OH 452311048, CINCINNATI, OH 45231-1048 |
| Document Number | 0000084570 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 013759/000825 |
| Instrument | 84570 |
| Name | TELHIO CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 23, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12070 Westerly Dr was $2,282 with a homeowner's exemption, up 7.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 (+7.54%) Homeowner's exemption | $49,452 (-) Land $9,370 Building $40,082 | |
| 2024 | $2,122.00 (-2.57%) Homeowner's exemption | $49,452 (-) Land $9,370 Building $40,082 | |
| 2023 | $2,178.00 (+21.61%) Homeowner's exemption | $49,452 (+38.34%) Land $9,370 Building $40,082 | $141,290 Land $26,770 Building $114,520 |
| 2022 | $1,791.00 Homeowner's exemption | $35,746 Land $7,704 Building $28,042 | |
| 2020 | $102,130 Land $22,010 Building $80,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12070 Westerly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12070 Westerly Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures