12101 Westerly Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 12101 Westerly Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1970
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$114,900 (Apr 2020)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0011-0348-00`

Property Details

APN / Parcel Number

Primary APN	`510-0011-0348-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12101 WESTERLY DR
City	CINCINNATI
State	OH
Zip	45231-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERLY DR 60 X 120 LOT 316 KINGSBRIDGE SUB BLK L
Legal Subdivision	KINGSBRIDGE SUB
Legal Block	L
Legal Lot Number	316
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2004
Census Tract	21508

Owner

12101 Westerly Dr is owned and occupied by an individual who bought it in April 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12101 WESTERLY DR, CINCINNATI, OH 45231-1071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Oct 18, 2016 · Amount on File
Deed Document Number	0000035898
Deed Book / Page	014149 / 000421
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 17, 2020
Property Address	12101 WESTERLY DR, CINCINNATI, OH 45231-1071
Document Number	0000035898
Book / Page	014149 / 000421
Instrument Date	Apr 8, 2020
Instrument	35898
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12101 WESTERLY DR CINCINNATI OH 452311071, CINCINNATI, OH 45231-1071

Mortgage

Document Number	35899
Date	Apr 17, 2020
Book Page	014149/000423
Instrument	35899

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12101 Westerly Dr was $2,677, up 7.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00 (+7.77%)	$46,141 (-) Land $8,694 Building $37,447
2024	$2,484.00 (-0.52%)	$46,141 (-) Land $8,694 Building $37,447
2023	$2,497.00 (-6.3%)	$46,141 (+14.74%) Land $8,694 Building $37,447	$131,830 Land $24,840 Building $106,990
2022	$2,665.00 Homeowner's exemption	$40,215 Land $7,147 Building $33,068
2020			$114,900 Land $20,420 Building $94,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12101 Westerly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12101 Westerly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20