St. Clair County property record for 12084 Masters Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,229 sqft |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Dec 2014) |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-016-3008-000 |
| Primary APN | 74-29-016-3008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,229 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 653,400 sqft (15 acres) |
|---|---|
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 6 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12084 MASTERS RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | W 1/2 OF SE 1/4 OF SE 1/4 EXC W 200' OF S 1089' 15 A SEC 16 T6N R14E |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 16 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 658500 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12084 MASTERS RD, RILEY, MI 48041-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Mar 29, 2019 | Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2014 · Amount on Record |
| Deed Sale | Dec 3, 2014 · Amount on Record |
| Deed Document Number | 201426637 |
| Deed Book / Page | 4558 / 883 |
| Prior Transfer Date | May 1, 2006 |
| Prior Transfer Doc | 003547/027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12084 MASTERS RD, RILEY, MI 48041-2411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12084 MASTERS RD, RILEY, MI 48041-2411 |
| Document Number | 0052790578 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 5279/578 |
| Instrument | 2020030061 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12084 MASTERS RD, RILEY, MI 48041-2411 |
| Document Number | 0050440094 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12084 MASTERS RD RILEY MI 480412411, RILEY, MI 48041-2411 |
| Document Number | 0050440094 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 005044/000094 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 4, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,700 (+4.31%) | $459,400 (+4.31%) | |
| 2025 | $3,886.00 (+2.37%) Homeowner's exemption | $220,200 (+19.35%) | |
| 2024 | $3,796.00 (+26.11%) | $440,400 (+19.35%) | |
| 2023 | $184,500 | ||
| 2022 | $3,010.00 | $369,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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