St. Clair County property record for 12075 Masters Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,513 sqft · built 1989 |
| Lot Size | 5.47 acres (238,273 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-021-2001-200 |
| Primary APN | 74-29-021-2001-200 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| 1st Floor Area | 1,513 sqft |
| Basement Area | 1,513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Lot Area | 238,273 sqft (5.47 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12075 MASTERS RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG S 89D 51M 40S W 738.39' FROM NE SEC COR, TH S 0D 8M 30S E 946.90', TH S 89D 51M 40S W 252.09', TH N 0D 8M 30S W 946.90', |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 21 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 658500 |
12075 Masters Rd is owner-occupied and held in a trust since August 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12075 MASTERS RD, RILEY, MI 48041-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2024 |
| Transfer Doc | 0005737630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12075 MASTERS RD, RILEY, MI 48041-2425 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12075 MASTERS RD, RILEY, MI 48041-2425 |
| Document Number | 0005576394 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 5576/394 |
| Instrument | 2022025026 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12075 MASTERS RD, RILEY, MI 48041-2425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12075 MASTERS RD, RILEY, MI 48041-2425 |
| Document Number | 0052620558 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 5262/558 |
| Instrument | 2020026771 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 12075 Masters Rd was $2,614 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,500 (+6.16%) | $369,000 | |
| 2025 | $2,614.00 (+2.31%) Homeowner's exemption | $173,800 | |
| 2024 | $2,555.00 | $347,600 | |
| 2023 | $147,900 | ||
| 2022 | $2,324.00 | $295,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12075 Masters Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12075 Masters Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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