Okeechobee County property record for 1208 SE 12th Dr, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 2016 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3-22-37-35-0020-00000-0170 |
| Primary APN | 3-22-37-35-0020-00000-0170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,520 sqft Heated Area |
| Gross Area | 2,556 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Enclosed Porch |
| Patio Area | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1208 SE 12TH DR |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AIRI ACRES (PLAT BOOK 7 PAGE 53) LOT 17 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 22 |
| Legal Subdivision | AIRI ACRES |
| Legal Lot Number | 17 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1208 SE 12TH DR, OKEECHOBEE, FL 34974-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2019 |
| Deed Sale | Feb 6, 2019 |
| Prior Sale | Mar 8, 2016 |
| Deed Document Number | 0008191286 |
| Deed Book / Page | 0780 / 1769 |
| Prior Transfer Date | Oct 4, 2016 |
| Prior Transfer Doc | 2016009244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1208 SE 12TH DR, OKEECHOBEE, FL 34974-5322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1208 SE 12TH DR, OKEECHOBEE, FL 34974-5322 |
| Document Number | 0000002230 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023002230 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1208 SE 12TH DR, OKEECHOBEE, FL 34974-5322 |
| Document Number | 0000009221 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1208 SE 12TH DR OKEECHOBEE FL 349745322, OKEECHOBEE, FL 34974-5322 |
| Document Number | 0000009221 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 9221 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 24, 2035 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,596.00 (-9.92%) Homeowner's exemption | $226,495 (+5.99%) | $323,668 (-0.91%) Land $60,000 Building $263,668 |
| 2023 | $3,992.00 (+4.12%) Homeowner's exemption | $213,701 (+4.77%) | $326,641 (+31.5%) Land $45,000 Building $281,641 |
| 2022 | $3,834.00 Homeowner's exemption | $203,981 | $248,404 Land $27,000 Building $221,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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