1104 SE 12th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1104 SE 12th Dr, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,450 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (May 2021)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-22-37-35-0020-00000-0150`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0020-00000-0150`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,450 sqft Heated Area
Gross Area	4,679 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1104 SE 12TH DR
City	OKEECHOBEE
State	FL
Zip	34974-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AIRI ACRES (PLAT BOOK 7 PAGE 53) LOT 15
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	AIRI ACRES
Legal Lot Number	15
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1031
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1104 SE 12TH DR, OKEECHOBEE, FL 34974-5319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	2021006229
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 17, 2021
Property Address	1104 SE 12TH DR, OKEECHOBEE, FL 34974-5319
Document Number	2021006229
Map Reference	MB 7 PG 53
Instrument Date	May 14, 2021
Instrument	2021006229
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 SE 12TH DR, 1104, OKEECHOBEE, FL 34974-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 SE 12TH DR, OKEECHOBEE, FL 34974-5319

Mortgage

Document Number	2021006230
Date	May 17, 2021
Instrument	2021006230

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,053.00 (-5.14%) Homeowner's exemption	$351,350 (+5.99%)	$493,338 (-11.51%) Land $60,000 Building $433,338
2023	$6,381.00 (+1.33%) Homeowner's exemption	$331,503 (+3%)	$557,496 (+30.24%) Land $45,000 Building $512,496
2022	$6,297.00 Homeowner's exemption	$321,848	$428,047 Land $27,000 Building $401,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20