1112 SE 12th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1112 SE 12th Dr, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,722 sqft · built 2013
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (May 2023)
Tax Bill$5,109 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3-22-37-35-0020-00000-0160

Property Details

APN / Parcel Number

Primary APN3-22-37-35-0020-00000-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,722 sqft Heated Area
Gross Area2,746 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
PorchOpen Porch
Patio Area288 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1112 SE 12TH DR
CityOKEECHOBEE
StateFL
Zip34974-5319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAIRI ACRES (PLAT BOOK 7 PAGE 53) LOT 16
Legal Range35E
Legal Township37S
Legal Section22
Legal SubdivisionAIRI ACRES
Legal Lot Number16
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1031
Census Tract910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1112 SE 12TH DR, OKEECHOBEE, FL 34974-5319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 23, 2021Warranty Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleSep 23, 2021 · Amount on Record
Deed Document Number2023006091
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 22, 2023
Property Address1112 SE 12TH DR, OKEECHOBEE, FL 34974-5319
Document Number0000006091
Map ReferenceMB 7 PG 53
Instrument DateMay 19, 2023
Instrument2023006091
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyINFINITI TITLE INSURANCE AGENCY INC, INFINITI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1112 SE 12TH DR, OKEECHOBEE, FL 34974-5319

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 SE 12TH DR, OKEECHOBEE, FL 34974-5319

Mortgage

Document Number0000006092
DateMay 22, 2023
Instrument2023006092
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 23, 2021
Property Address1112 SE 12TH DR, OKEECHOBEE, FL 34974-5319
Document Number0000012151
Map ReferenceMB 7 PG 53
Instrument DateSep 23, 2021
Instrument2021012151
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 NE 3RD ST, OKEECHOBEE, FL 34972-4576

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 SE 12TH DR, OKEECHOBEE, FL 34974-5319

Mortgage

Document Number0000012152
DateSep 23, 2021
Instrument2021012152
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,109.00 Homeowner's exemption$303,398$325,185 Land $60,000 Building $265,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1992–2012)
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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