Effingham County property record for 1208 S 3rd St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,156 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-058-042 |
| Primary APN | 03-16-058-042 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 800 sqft Base Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1208 S 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW COR LOT 6, N 1/2 SW 3837/187 3837/185 3010/170 2949/155 1626/305 1244/150 1035/15 654/121 |
| Legal Subdivision | W J SPRINKLES SUBDIVISION |
| Legal Lot Number | 6-N |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-058-042
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 26, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jan 26, 2023 | Affidavit of Death of Joint Tenant, Transfer VANTAGE POINT TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 2023 |
| Deed Sale | Jan 26, 2023 |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 2023290 |
| Deed Book / Page | 3837 / 187 |
| Prior Transfer Date | Jan 25, 2023 |
| Prior Transfer Doc | 003837/185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 26, 2023 |
| Property Address | 1208 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Document Number | 003837/187 |
| Book / Page | 3837 / 187 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 202323000290 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1208 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Name | Verified Name |
|---|---|
| Address | 1208 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Document Number | 202323000291 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 202323000291 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 26, 2023 |
| Property Address | 1208 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Document Number | 003837/185 |
| Book / Page | 3837 / 185 |
| Map Reference | PL 29 PG 402 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 202323000289 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 S 3RD ST, EFFINGHAM, IL 62401-4023 |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,156.00 (+20.99%) | $31,920 (+19.86%) Land $12,690 Building $19,230 | $95,760 (+19.86%) Land $38,070 Building $57,690 |
| 2022 | $1,782.00 | $26,630 Land $10,590 Building $16,040 | $79,890 Land $31,770 Building $48,120 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Consolidated Communications DSL | 250 / 40 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 444 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EFFINGHAM serves 12,252 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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