Effingham County property record for 1200 S 3rd St, Effingham, IL 62401 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1960 |
| Square Footage | 768 sqft Base Area |
| Lot Size | 18,295 sqft (0.419 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $183,000 (2019) |
| Tax Bill | $3,474.00 (2022) |
| Primary APN | 03-16-058-041 |
|---|
| Building Area | 768 sqft Base Area |
|---|---|
| Basement Area | 768 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,295 sqft (0.419 acres) |
| Street Address | 1200 S 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT SW CORNER N 1/2 SW 3508/44 1217/41 694/280 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | DOUGLAS |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-058-041
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1200 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 28, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on Record |
| Deed Sale | Oct 28, 2019 · Amount on Record |
| Deed Doc Number | 201901904377 |
| Deed Book / Page | 3508 / 044 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1200 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3682/59 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 3682/59 |
| Instrument | 202121002160 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Oct 28, 2019 |
| Property Address | 1200 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Document Number | 3508/044 |
| Book / Page | 3508 / 044 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 201901904377 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 302 W MAIN ST, CASEY, IL 62420-1214 |
| Document Number | 201901904378 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 201901904378 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1200 S 3RD ST, EFFINGHAM, IL 62401-4023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3498/111 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 3498/111 |
| Instrument | 201901903768 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.58% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $3,474.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $58,460 Land $10,590 Building $47,870 | $175,380 Land $31,770 Building $143,610 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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