1210 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 1210 S 3rd St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,616 sqft · built 1954
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Tax Bill$3,644 (2025)
Flood ZoneZone X (minimal risk)
APN03-16-058-043

Property Details

APN / Parcel Number

Primary APN03-16-058-043

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,616 sqft Base Area
1st Floor Area1,616 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1210 S 3RD ST
CityEFFINGHAM
StateIL
Zip62401-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 5 N 1/2 & NE ALONG N LINE BL PETTY SUB 419/155
Legal SubdivisionBL PETTY SUBDIVISION
Legal Lot Number5
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group3
Census Block3010
Census Tract950600

Owner

1210 S 3rd St is owned and occupied by an individual who acquired it in January 2026.

Source: Effingham County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address1210 S 3RD ST, EFFINGHAM, IL 62401-4023
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 9, 2026
Transfer Doc0000000498
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1210 S 3rd St was $3,644, down 8.1% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,644.00 (-8.14%)$64,600 (+9.99%) Land $22,770 Building $41,830$193,800 (+9.99%) Land $68,310 Building $125,490
2024$3,967.00$58,730 Land $20,700 Building $38,030$176,190 Land $62,100 Building $114,090
2022$846.00 Homeowner's exemption Senior Citizen's exemption$48,990 Land $17,270 Building $31,720$146,970 Land $51,810 Building $95,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Fidium Fiber
DSL
250 / 40
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on S 3rd St

Nearby Streets

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