1208 Frederick Ct, Elgin, IL 60120 Property Records

Cook County property record for 1208 Frederick Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,628 sqft · built 2003
Lot Size	0.307 acres (13,380 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Oct 2017)
Tax Bill	$10,938 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-222-005`

Property Details

APN / Parcel Number

Primary APN	`06-07-222-005`
Alternative APN	`06-07-222-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,380 sqft (0.307 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1208 FREDERICK CT
City	ELGIN
State	IL
Zip	60120-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PRINCETON WEST PH 01
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2009
Census Tract	804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1208 FREDERICK CT, ELGIN, IL 60120-5000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK
Oct 11, 2017	Warranty Deed, Transfer · Conventional with PMI ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Document Number	201718000
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1208 FREDERICK CT, ELGIN, IL 60120-5000
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 FREDERICK CT, ELGIN, IL 60120-5000

Mortgage

Document Number	0031108021
Date	Nov 7, 2022
Instrument	2231108021

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1208 FREDERICK CT, ELGIN, IL 60120-5000
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024907645
Date	Sep 6, 2022
Instrument	2224907645

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1208 FREDERICK CT, ELGIN, IL 60120-5000
Document Number	2101112266
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1208 FREDERICK CT ELGIN IL 601205000, ELGIN, IL 60120-5000

Mortgage

Document Number	2101112266
Date	Jan 11, 2021
Instrument	1112266

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 11, 2017
Property Address	1208 FREDERICK CT, ELGIN, IL 60120-5000
Document Number	1728418000
Instrument Date	Oct 5, 2017
Instrument	28418000
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1208 FREDERICK CT ELGIN IL 601205000, ELGIN, IL 60120-5000

Mortgage

Document Number	1728418001
Date	Oct 11, 2017
Instrument	28418001

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 (+18.42%) Land $10,704 Building $34,296	$450,000 (+18.42%) Land $107,040 Building $342,960
2023	$10,938.00 (+2.9%)
2022	$10,630.00	$38,000 Land $9,366 Building $28,634	$380,000 Land $93,660 Building $286,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Frederick Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures