Cook County property record for 1205 Frederick Ct, Elgin, IL 60120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,628 sqft · built 2004 |
| Lot Size | 0.244 acres (10,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $494,000 (Dec 2024) |
| Tax Bill | $8,825 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-222-007 |
| Primary APN | 06-07-222-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,615 sqft (0.244 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1205 FREDERICK CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PRINCETON WEST PH 01 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 804313 |
Source: Cook County records · APN 06-07-222-007
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 FREDERICK CT, ELGIN, IL 60120-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 23, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | May 16, 2006 · Amount on Record |
| Deed Document Number | 202430256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1205 FREDERICK CT, ELGIN, IL 60120-5000 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1205 FREDERICK CT, ELGIN, IL 60120-5000 |
| Document Number | 0030218078 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2530218078 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BUCKLEY, IL 60918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1205 FREDERICK CT, ELGIN, IL 60120-5000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0025307110 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2125307110 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 164 Months |
| Due | May 01, 2035 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1205 FREDERICK CT, ELGIN, IL 60120-5000 |
| Document Number | 2009907179 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1205 FREDERICK CT ELGIN IL 601205000, ELGIN, IL 60120-5000 |
| Document Number | 2009907179 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 9907179 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 07, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+35.4%) Land $8,492 Building $37,508 | $460,000 (+35.4%) Land $84,920 Building $375,080 | |
| 2023 | $8,825.00 (+3.26%) | ||
| 2022 | $8,546.00 Homeowner's exemption | $33,973 Land $7,430 Building $26,543 | $339,730 Land $74,300 Building $265,430 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 495 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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