Cook County property record for 1201 Frederick Ct, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,912 sqft · built 2003 |
| Lot Size | 0.269 acres (11,712 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $327,000 (Jul 2009) |
| Tax Bill | $8,932 (2023) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-222-009 |
| Primary APN | 06-07-222-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,712 sqft (0.269 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1201 FREDERICK CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PRINCETON WEST PH 01 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 804313 |
Source: Cook County records · APN 06-07-222-009
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1201 FREDERICK CT, ELGIN, IL 60120-5000 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2009 · Amount on Record |
| Deed Sale | Jul 09, 2009 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Deed Document Number | 200935248 |
| Last Transfer Date | Aug 22, 2024 |
| Transfer Doc | 0000023148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1201 FREDERICK CT, ELGIN, IL 60120-5000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1201 FREDERICK CT, ELGIN, IL 60120-5000 |
| Document Number | 0033433181 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2133433181 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.89% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1201 FREDERICK CT, ELGIN, IL 60120-5000 |
| Document Number | 2027541094 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1201 FREDERICK CT ELGIN IL 601205000, ELGIN, IL 60120-5000 |
| Document Number | 2027541094 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 27541094 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 30, 2035 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,000 (+32.44%) Land $9,370 Building $39,630 | $490,000 (+32.44%) Land $93,700 Building $396,300 | |
| 2023 | $8,932.00 (+3.54%) | ||
| 2022 | $8,627.00 Homeowner's exemption | $36,999 Land $8,198 Building $28,801 | $369,990 Land $81,980 Building $288,010 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 495 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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