1208 10th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1208 10th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,307 sqft · built 1948
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Oct 2017)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Mar 2022 Transfer Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48842-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48842-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	871 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Width	62 ft Width
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1208 10TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 14 & N1/2 OF LOT 13 BLK 6 NORMAL PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 NORMAL PARK ADD SECTION 14 TOWNSHIP 124 RANGE
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	NORMAL PARK ADD
Legal Block	6
Legal Lot Number	13-14
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	301

Owner

1208 10th Ave S is owned and occupied by an individual who bought it in October 2017.

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1208 10TH AVE S, SAINT CLOUD, MN 56301-5413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2017	Warranty Deed, Transfer ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Deed Document Number	20171507516
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 31, 2022
Property Address	1208 10TH AVE S, SAINT CLOUD, MN 56301-5413
Document Number	00A1629316
Instrument Date	Jan 13, 2022
Instrument	A1629316
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 10TH AVE S, SAINT CLOUD, MN 56301-5413

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 25, 2017
Property Address	1208 10TH AVE S, SAINT CLOUD, MN 56301-5413
Document Number	00A1507516
Instrument Date	Oct 20, 2017
Instrument	A1507516
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$382.80
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1208 10TH AVE S, SAINT CLOUD, MN 56301-5413

Tax Assessment & Valuation

The 2026 property tax bill for 1208 10th Ave S was $2,304.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00	$193,200 (+5.86%) Land $30,000 Building $163,200	$193,200 (+5.86%) Land $30,000 Building $163,200
2025		$182,500 Land $30,000 Building $152,500	$182,500 Land $30,000 Building $152,500
2023	$2,062.00	$179,500 Land $30,000 Building $149,500	$179,500 Land $30,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 10th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 10th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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