1121 10th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1121 10th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,368 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2025)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-48816-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48816-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Width	135 ft Width
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1121 10TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 001 BLK 003 NORMAL PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	NORMAL PARK ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1024
Census Tract	301

Owner

1121 10th Ave S is owned and occupied by an individual who bought it in March 2025.

Source: Stearns County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AUTH
Feb 10, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Dec 31, 2020	Deed, Transfer
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on File
Deed Sale	Mar 26, 2025 · Amount on File
Prior Sale	Mar 21, 2025 · Amount on File
Deed Document Number	20251689118
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Sep 8, 2026
Property Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475
Document Number	0001720543
Instrument Date	Sep 1, 2026
Instrument	20261720543
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475

Mortgage

Document Number	0001720543,
Date	Sep 8, 2026
Instrument	20261720543

Lender

Name	REDEVELOPMENT AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	8%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 10, 2021
Property Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475
Document Number	00A1594121
Instrument Date	Feb 8, 2021
Instrument	A1594121
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 31, 2020
Property Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475
Document Number	00A1590343
Instrument Date	Nov 25, 2020
Instrument	A1590343
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 672, ALBANY, MN 56307-0672

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 25, 2018
Property Address	1121 10TH AVE S, SAINT CLOUD, MN 56301-5475
Document Number	00A1521248
Instrument Date	Apr 26, 2018
Instrument	A1521248
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELM ST, LESTER PRAIRIE, MN 55354

Tax Assessment & Valuation

The 2026 property tax bill for 1121 10th Ave S was $2,250.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00	$190,000 (+6.03%) Land $25,000 Building $165,000	$190,000 (+6.03%) Land $25,000 Building $165,000
2025		$179,200 Land $25,000 Building $154,200	$179,200 Land $25,000 Building $154,200
2023	$2,014.00	$176,200 Land $25,000 Building $151,200	$176,200 Land $25,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1121 10th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1121 10th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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