1201 10th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1201 10th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	308 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Aug 2026)
Tax Bill	$1,018 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48822-0015`

Property Details

APN / Parcel Number

Primary APN	`82-48822-0015`

Interior

Building Area	308 sqft Living Area

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Width	90 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1201 10TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 5 & S 8' VAC 12TH ST S ABUTTING SAID LOT 1 NORMAL PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 NORMAL PARK ADD
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	NORMAL PARK ADD
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	301

Owner

Source: Stearns County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4351 PARKLAWN AVE, 126, MINNEAPOLIS, MN 55435-4636
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 13, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2017	Warranty Deed, Transfer NOT AVAILABLE, STEARNS COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	20261719283
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	00A1585939
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 18, 2026
Property Address	1201 10TH AVE S, SAINT CLOUD, MN 56301-5474
Document Number	0001719283
Instrument Date	Aug 11, 2026
Instrument	20261719283
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	S AND T TITLE LLC, T & S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,162.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001719284,
Date	Aug 18, 2026
Instrument	20261719284

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 13, 2020
Property Address	1201 10TH AVE S, SAINT CLOUD, MN 56301-5474
Document Number	00A1585939
Instrument Date	Oct 27, 2020
Instrument	A1585939
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5162, SAINT CLOUD, MN 56302-5162

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 27, 2017
Property Address	1201 10TH AVE S, SAINT CLOUD, MN 56301-5474
Document Number	00A1498691
Instrument Date	Jun 15, 2017
Instrument	A1498691
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, STEARNS COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$41.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 COUNTY ROAD 136, SAINT CLOUD, MN 56301-9018

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,018.00 (+17.01%)	$86,500 (+27.02%) Land $35,000 Building $51,500	$86,500 (+27.02%) Land $35,000 Building $51,500
2025		$68,100 (-) Land $35,000 Building $33,100	$68,100 (-) Land $35,000 Building $33,100
2023	$870.00	$68,100 Land $35,000 Building $33,100	$68,100 Land $35,000 Building $33,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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