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11897 Masters Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11897 Masters Rd, Riley, MI 48041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,224 sqft · built 1977
Lot Size1.98 acres (86,249 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Dec 2025)
Tax Bill$2,854 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN74-29-022-1004-000

Property Details

APN / Parcel Number

Primary APN74-29-022-1004-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area86,249 sqft (1.98 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address11897 MASTERS RD
CityRILEY
StateMI
Zip48041-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionBEG S 87D 40M E 861.11' FROM NW SEC COR TH S 87D 40M E 287.02', TH S 301.34', TH N 87D 40M W 287.02', TH N 301.34' TO BEG.
Legal Range14E
Legal Township06N
Legal Section22
JurisdictionSAINT CLAIR MI
Township / Civil DivisionRILEY
Census Block Group2
Census Block2037
Census Tract658500

Owner

11897 Masters Rd is owned and occupied by an individual who bought it in December 2025.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address69033 GARDEN DR, RICHMOND, MI 48062-1568
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Apr 21, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleApr 21, 2021 · Amount on File
Deed Document Number202522996
Deed Book / Page5876 / 228
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateDec 1, 2025
Property Address11897 MASTERS RD, RILEY, MI 48041-2515
Document Number0005876228
Book / Page5876 / 228
Instrument DateJul 24, 2025
Instrument2025022996
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyFIRST PREMIER TITLE AGENCY, FIRST PREMIER TTL AGCY INS &

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11897 MASTERS RD, RILEY, MI 48041-2515

Transferred To (Grantee/Buyer)

NameVerified Name
Address69033 GARDEN DR, RICHMOND, MI 48062-1568

Mortgage

Document Number2025022997
DateDec 1, 2025
Instrument2025022997
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueAug 1, 2055

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateApr 21, 2021
Property Address11897 MASTERS RD, RILEY, MI 48041-2515
Document Number0005355693
Book / Page5355 / 693
Instrument DateApr 7, 2021
Instrument2021012567
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19115 ROSEWOOD DR, 19115, MACOMB, MI 48042-4217

Transferred To (Grantee/Buyer)

NameVerified Name
Address37011 ALMONT DR W, STERLING HEIGHTS, MI 48310-4027

Tax Assessment & Valuation

The 2025 property tax bill for 11897 Masters Rd was $2,854 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionRiley Township
Unified School DistrictMemphis Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,900 (+6.86%)$233,800
2025$2,854.00 (+2.88%) Homeowner's exemption$109,400
2024$2,774.00$218,800
2023$93,300
2022$2,536.00$186,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11897 Masters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11897 Masters Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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