1207 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1207 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2006
Lot Size	0.156 acres (6,818 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0240-000C0-028.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0240-000C0-028.0`
Alternative APNs	`2518S18E0240000C00280` `3295399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	6,818 sqft (0.156 acres)
Lot Dimensions	134 ft deep x 53 ft wide
Garage Area	380 sqft
Parking Spaces	7 Parking Spaces
Pool Area	240 sqft
Porch	Open Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3295399
Old Parcel Number	2518S18E0240000C00280
Street Address	1207 W DIAMOND SHORE LOOP
City	HERNANDO
State	FL
Zip	34442-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	LAKEVIEW VILLAS PB 17 PG 107 LOT 28 BLK C
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	LAKEVIEW VILLAS (PB-17 PG-107
Legal Block	C
Legal Lot Number	28
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1009
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1207 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2012
Deed Sale	Feb 1, 2012
Deed Document Number	0024702232
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1207 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030510276
Date	Apr 3, 2020
Book Page	3051/276
Instrument	2020017962

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (+4.83%) Homeowner's exemption Additional exemption filed	$293,910 (-4.04%) Land $20,000 Building $273,910	$293,910 (-4.04%) Land $20,000 Building $273,910
2024	$2,735.00 (+2.55%) Homeowner's exemption Additional exemption filed	$306,287 (-9.51%) Land $20,000 Building $286,287	$306,287 (-9.51%) Land $20,000 Building $286,287
2023	$2,667.00 (+6.98%) Homeowner's exemption Additional exemption filed	$338,475 (+31.81%) Land $20,000 Building $318,475	$338,475 (+31.81%) Land $20,000 Building $318,475
2022	$2,493.00 Homeowner's exemption Additional exemption filed	$256,795 Land $20,000 Building $236,795	$256,795 Land $20,000 Building $236,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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