1196 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1196 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,616 sqft · built 2006
Lot Size	0.15 acres (6,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Mar 2026)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Mar 2026 Sale Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0240-000B0-0560`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0240-000B0-0560`
Alternative APNs	`2518S18E0240000B00560` `3295323`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	1,616 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,511 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	166 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3295323
Street Address	1196 W DIAMOND SHORE LOOP
City	HERNANDO
State	FL
Zip	34442-6292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LAKEVIEW VILLAS PB 17 PG 107 LOT 56 BLK B
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	LAKEVIEW VILLAS (PB-17 PG-107-
Legal Block	B
Legal Lot Number	56
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1003
Census Tract	450703

Owner

Source: Citrus County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	W4340 TOWER LN, LA CROSSE, WI 54601-2593
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 7, 2025	Warranty Deed, Transfer · Commercial Mortgage MALAMA FUNDING LLC
Apr 9, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	202617962
Deed Book / Page	3655 / 862
Prior Transfer Date	Mar 27, 2025
Prior Transfer Doc	0035552445
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 30, 2026
Property Address	1196 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6292
Document Number	0036550862
Book / Page	3655 / 862
Map Reference	MB 17 PG 107-112
Instrument Date	Mar 23, 2026
Instrument	2026017962
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3281 E MARCIA ST, INVERNESS, FL 34453-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W4340 TOWER LN, LA CROSSE, WI 54601-2593

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 7, 2025
Property Address	1196 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6292
Document Number	0036172216
Book / Page	3617 / 2216
Map Reference	MB 17 PG 107-112
Instrument Date	Oct 31, 2025
Instrument	2025068014
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 CASCADE CIR, PALM HARBOR, FL 34684-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 E MARCIA ST, INVERNESS, FL 34453-0415

Mortgage

Document Number	0036172220
Date	Nov 7, 2025
Instrument	3617/2220

Lender

Name	MALAMA FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 9, 2025
Property Address	1196 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6292
Document Number	0035552445
Book / Page	3555 / 2445
Map Reference	MB 17 PG 107
Instrument Date	Mar 27, 2025
Instrument	2025021387
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2380 KUHIO AVE APT 1705, 1705, HONOLULU, HI 96815-5063

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 CASCADE CIRCLE, CHICAGO, IL 60601

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00 (-3.3%)	$258,438 (-4.56%) Land $14,000 Building $244,438	$258,438 (-4.56%) Land $14,000 Building $244,438
2024	$4,151.00 (-11.04%) Additional exemption filed	$270,774 (-10.52%) Land $14,000 Building $256,774	$270,774 (-10.52%) Land $14,000 Building $256,774
2023	$4,666.00 (+133.88%) Additional exemption filed	$302,621 (+35.47%) Land $14,000 Building $288,621	$302,621 (+35.47%) Land $14,000 Building $288,621
2022	$1,995.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$223,380 Land $14,000 Building $209,380	$223,380 Land $14,000 Building $209,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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