1203 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1203 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 2006
Lot Size	0.16 acres (6,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Sep 2023)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0240-000C0-0270`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0240-000C0-0270`
Alternative APNs	`2518S18E0240000C00270` `3295386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	1,729 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,977 sqft (0.16 acres)
Lot Dimensions	134 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3295386
Street Address	1203 W DIAMOND SHORE LOOP
City	HERNANDO
State	FL
Zip	34442-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LAKEVIEW VILLAS PB 17 PG 107 LOT 27 BLK C
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	LAKEVIEW VILLAS (PB-17 PG-107-
Legal Block	C
Legal Lot Number	27
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1009
Census Tract	450703

Owner

Source: Citrus County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1203 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 26, 2023	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	May 23, 2008 · Amount on Record
Deed Document Number	202352055
Deed Book / Page	3408 / 248
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	0033900247
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 8, 2023
Property Address	1203 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number	0034080248
Book / Page	3408 / 248
Map Reference	MB 17 PG 107-112
Instrument Date	Aug 30, 2023
Instrument	2023052055
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 DEWBERRY DR, HAWLEY, PA 18428-8312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286

Mortgage

Document Number	0003408251
Date	Sep 8, 2023
Instrument	3408/251

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CITRUS FL
Recording Date	Jun 26, 2023
Property Address	1203 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number	0033900247
Book / Page	3390 / 247
Map Reference	MB 17 PG 107-112
Instrument Date	Jun 26, 2023
Instrument	2023037187
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1203 DEWBERRY DR, HAWLEY, PA 18428-8319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 DEWBERRY DR, HAWLEY, PA 18428-8319

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00 (-4.08%)	$275,087 (-4.55%) Land $20,000 Building $255,087	$275,087 (-4.55%) Land $20,000 Building $255,087
2024	$3,801.00 (+63.98%) Homeowner's exemption Additional exemption filed	$288,209 (-11.13%) Land $20,000 Building $268,209	$288,209 (-11.13%) Land $20,000 Building $268,209
2023	$2,318.00 (+3.95%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$324,301 (+34.93%) Land $20,000 Building $304,301	$324,301 (+34.93%) Land $20,000 Building $304,301
2022	$2,230.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$240,349 Land $20,000 Building $220,349	$240,349 Land $20,000 Building $220,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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