1207 Orchard Dr, Ames, IA 50010 Property Records

Story County property record for 1207 Orchard Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 845 sqft · built 1927
Lot Size	0.102 acres (4,450 sqft)
Owner	2 Individual Names on File
Last Sale	$151,500 (Dec 2020)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03-201-120`

Property Details

APN / Parcel Number

Primary APN	`09-03-201-120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	845 sqft Living Area
Basement Area	845 sqft
Unfinished Basement	845 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,450 sqft (0.102 acres)
Garage Type	Detached
Garage Area	189 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1207 ORCHARD DR
City	AMES
State	IA
Zip	50010-5274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWOOD ADD W1/2 LOT 40
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	RIDGEWOOD ADD
Legal Lot Number	40
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	900

Owner

Source: Story County records · APN 09-03-201-120

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1207 ORCHARD DR, AMES, IA 50010-5274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	202015025
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Dec 16, 2020
Property Address	1207 ORCHARD DR, AMES, IA 50010-5274
Document Number	0202015025
Instrument Date	Dec 08, 2020
Instrument	2020-15025
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$241.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1207 ORCHARD DR, AMES, IA 50010-5274

Mortgage

Document Number	0202015026
Date	Dec 16, 2020
Instrument	2020-15026

Lender

Name	FIDELITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 Homeowner's exemption	$141,300 (+9.03%) Land $28,900 Building $112,400	$141,300 (+9.03%) Land $28,900 Building $112,400
2024	$1,532.00 (-31.73%)
2023		$129,600 Land $35,600 Building $94,000	$129,600 Land $35,600 Building $94,000
2022	$2,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Lumen Technologies.

Based on FCC filings for 565 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.