1115 Orchard Dr, Ames, IA 50010 Property Records

Story County property record for 1115 Orchard Dr, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,090 sqft · built 1925
Lot Size0.157 acres (6,854 sqft)
OwnerIndividual Name on Record
Last Sale$262,000 (May 2023)
Tax Bill$2,564 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-03-201-090

Property Details

APN / Parcel Number

Primary APN09-03-201-090

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area756 sqft
Basement Area756 sqft
Finished Basement317 sqft
Unfinished Basement439 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,854 sqft (0.157 acres)
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1115 ORCHARD DR
CityAMES
StateIA
Zip50010-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionRIDGEWOOD ADD LOT:42 AMES
Legal Range24W
Legal Township83N
Legal Section03
Legal SubdivisionRIDGEWOOD ADD
Legal Lot Number42
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1009
Census Tract900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1115 ORCHARD DR, AMES, IA 50010-5215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2023 · Amount on Record
Deed SaleMay 9, 2023 · Amount on Record
Deed Document Number20232802
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateMay 9, 2023
Property Address1115 ORCHARD DR, AMES, IA 50010-5215
Document Number0202302802
Instrument DateMay 1, 2023
Instrument2023-02802
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 ORCHARD DR, AMES, IA 50010-5215

Mortgage

Document Number0202302803
DateMay 9, 2023
Instrument2023-02803
Lender
NameBANKERS TRUST CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,564.00 (-3.83%) Homeowner's exemption$197,300 (+1.7%) Land $44,500 Building $152,800$197,300 (+1.7%) Land $44,500 Building $152,800
2024$2,666.00 (+6.55%)
2023$194,000 (+23.1%) Land $39,400 Building $154,600$194,000 (+23.1%) Land $39,400 Building $154,600
2022$2,502.00 (+1.3%) Homeowner's exemption$157,600 Land $39,400 Building $118,200
2021$2,470.00$157,600 Land $39,400 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

Nearby Properties on Orchard Dr

Nearby Streets

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