1119 Orchard Dr, Ames, IA 50010 Property Records

Story County property record for 1119 Orchard Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,819 sqft · built 1923
Lot Size	0.161 acres (7,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Nov 2025)
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Feb 2020 Refinance Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03-201-100`

Property Details

APN / Parcel Number

Primary APN	`09-03-201-100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,819 sqft Living Area
1st Floor Area	1,233 sqft
Basement Area	1,233 sqft
Unfinished Basement	1,233 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,021 sqft (0.161 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1119 ORCHARD DR
City	AMES
State	IA
Zip	50010-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWOOD ADD LOT:41 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	RIDGEWOOD ADD
Legal Lot Number	41
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	900

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1119 ORCHARD DR, AMES, IA 50010-5215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	20259863
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1119 ORCHARD DR, AMES, IA 50010-5215
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001447
Date	Feb 18, 2020
Instrument	2020-01447

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 20, 2025
Property Address	1119 ORCHARD DR, AMES, IA 50010-5215
Document Number	0202509863
Instrument Date	Nov 10, 2025
Instrument	2025-09863
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1119 ORCHARD DR, AMES, IA 50010-5215

Mortgage

Document Number	0202509864
Date	Nov 20, 2025
Instrument	2025-09864

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,140.00 Homeowner's exemption	$318,800 (+7.85%) Land $45,600 Building $273,200	$318,800 (+7.85%) Land $45,600 Building $273,200
2024	$4,140.00 (+6.05%)
2023		$295,600 Land $60,200 Building $235,400	$295,600 Land $60,200 Building $235,400
2022	$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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